About Us
Insurance Cover For Outdoor Activity Groups
We understand the need for Children and Adults alike to have the opportunity to get outdoors and experience nature in a less structured way, to assist with their learning and development (socially, emotionally, culturally & cognitively) whilst appreciating all that can be experienced outside the box whilst engaging with the natural environment.
Many of our team have experienced the wonder of the outdoors growing up and continue to as adults. We certainly appreciate the opportunity you are making available to the community and the enrichment it provides particularly to a childhood, or to adults who are yet to experience that wonder.
As a Nature Play/Outdoor activity provider, you need certain insurance for peace of mind as you concentrate on your business. Whether you are a larger organisation with owners/directors and employees or an individual activity leader who may be working on a sub-contract basis, we will endeavour to provide an appropriate, affordable, and sustainable cover for you.
We have the expertise to place cover for many indoor and outdoor activities allowing us to advise on policies specifically around your needs, whether it’s Liability alone, or if you should also consider Professional Indemnity, Management Liability & Voluntary Workers covers, and any other styles of insurance specific to your individual requirements.
It is important of course that you have appropriate Risk Management, Training, Qualifications & Certification where required.
We promise to work with you promptly and professionally with a personal touch, to arrange and manage your insurance needs so you can get on with the business you provide on a day-to-day basis and look forward to the opportunity of assisting you.
Why You Need Good Insurance
Having the right insurance is not only best business practice, it’s an essential part of being a responsible business owner. It helps you maintain a reputable and sustainable business by protecting you, your employees, and your business assets; and could mean the difference between your business surviving or folding following an unforeseeable event.
What We Do
Define Your Business
In order to give the best advice we need to understand how you operate.
Identify The Risks
Identifying the high risk areas highlights where you might be exposed and what the financial implications are.
Advise On the Best Cover Possible
Its important to weigh up all the information available before we advise on a solution.
Our Key People
Ian Ferris
Director, Senior Account Manager with over 25 years at YIB, focused on client relationships and insurance structuring.
Ian has worked in the Insurance Industry since 1995 and joined the Your Insurance Broker team in 1998.
Katelind Perks
Account Executive with a background in accounting, offering deep financial insights and personalised service.
Katelind has been an integral part of the Your Insurance Broker team for over 5 years.
FAQs
The Insurances required for any one business may vary compared to the next, however the cover should generally start with at least the $20 Million Liability cover, other exposures should be discussed when we are arranging the protection specifically for your business
The qualifications required will depend on the age of the children you are working with and the activities you are undertaking.
Educator to Child Ratios are only specified currently in the National Quality Framework for Family Day Care and Centre based requirements. It makes sense to follow these same ratios however there may always be additional factors which determine the ratios are insufficient for your activities or the specific group of children you are responsible for.
There are ways to manage these risks and disclosures which we can discuss depending on your specific circumstances.
It is generally only the children you are providing services for that are declared in your estimates, you will also have a responsibility to the attending adults also.
Yes there are specific disclosures and discussions to be had regarding using sub-contractors in your business when arranging your insurance, or if the situation changes during the year
You should always have a frequent dialogue with us if you propose any changes in your business activities, we can advise on the insurance amendments required before you make the changes to your business if they have a cost or excess effect.
Contact Us
If you would like us to look at your Insurance cover, please provide your contact details below:
