Sunshine Coast Commercial Insurance Specialists

About Your Insurance Broker

Our Story

Your Insurance Broker (YIB) began in 1992 when Winston Johnston opened a small office in Maleny with a simple belief: insurance should feel personal, practical, and grounded in real relationships. As the business grew, we moved to our purpose-built Caloundra premises in 2001 and have continued to support Queensland businesses ever since.

More than three decades on, that original philosophy is one the YIB team still live by.

Today, YIB is recognised as one of Queensland’s leading privately-owned general insurance brokerages — built on experience, honesty, and the genuine care we have for the people and businesses who rely on us.

What We Stand For

At YIB, we believe insurance isn’t just about policies — it’s about peace of mind.

We’re local, responsive and easy to reach. We will take the time to genuinely understand your business and act as your trusted advisor and advocate for all things insurance. We are a business built on long-term relationships, trust and reliability.

We take the time to understand your risks, your business, and your goals, offering advice that’s easy to understand and tailored to how you operate.

Who We Help

At YIB, we believe insurance isn’t just about policies — it’s about peace of mind.

We support a wide range of industries across Queensland and beyond, from family businesses and trades to professional services and large scale industrial and commercial operations.

Common sectors we work with include:

  • SME Businesses across a broad range of occupations
  • Transport & Logistics
  • Construction Industry
  • Mining & Civil
  • Manufacturing
  • Professional Services
  • Property & Strata
  • Cyber Risk
  • Medical & Allied Health
  • Finance & Business Services
  • Rural & Agricultural
  • IT & Technology
  • Wholesale & Distribution

Our clients stay with us because we keep things simple, advocate for them at claim time, and make every interaction personal.

Our Purpose

We exist to give business owners confidence – so you can focus on running your business while we take care of the risk.

Our Core Values

At YIB, we pride ourselves on delivering exceptional advice and cost-effective business insurance solutions. These values shape our interactions with clients and colleagues, ensuring a high standard of service.

The foundation of these values is our promise to you, P.R.E.D.I.C.T.

Professionalism

Relationships

Excellence

Dream

Integrity

Communication

Ian

Our Affiliations (What They Mean for You)

We partner with Australia’s most trusted insurance networks and associations, giving you access to strong market options, industry-leading products, and professional standards:

Broader policy wordings, stronger negotiation power, and access to enhanced insurance solutions.

A network of accredited insurance professionals promoting best-practice standards.

Australia’s peak body for insurance brokers, ensuring ethical conduct and professional integrity.

Industry-recognised qualifications and ongoing professional development.

Our Mission

Our mission is to ensure our clients have peace of mind, knowing their insurance needs are in the hands of professionals. We specialize in offering a comprehensive general insurance service and provide expert risk management advice.