Products

Business Package Insurance

This insurance is a comprehensive solution for businesses, combining various coverages into one package. It’s designed to offer a holistic approach to risk management, ensuring that businesses are protected from a wide range of potential threats. From fire damages to machinery breakdowns, this package aims to cover all bases. For a tailored solution, our Account Executives are available for consultation.

Business Interruption Insurance

In the event of unforeseen disruptions, such as natural disasters or major equipment failures, this insurance ensures that your business can recover financially. It compensates for lost profits and additional costs incurred to keep the business running. Our Account Executives can guide you on how to best leverage this coverage for your business continuity plans.

Construction Risks Insurance

For businesses in the construction sector, this insurance is crucial. It covers potential damages during the construction phase, ensuring that projects can continue without significant financial setbacks. Whether it’s damage to materials or liabilities arising from on-site accidents, our Account Executives can help you understand the full scope of this coverage.

Corporate Travel Insurance

Traveling for business comes with its own set of risks. This insurance provides protection for employees and directors during their travels, covering everything from medical emergencies to baggage losses. Our Account Executives can help you navigate the policy options to ensure comprehensive protection for your team on the move.

Crime / Fidelity Guarantee

Employee fraud can be a significant setback for businesses. This insurance offers protection against losses resulting from dishonest acts committed by employees, from embezzlement to fraud. Consult our Account Executives to understand how to safeguard your business assets from internal threats.

Directors’ & Officers’ Liability Insurance

Leadership roles come with responsibilities and potential liabilities. This insurance protects directors and officers from legal claims arising from their decisions and actions taken in their official capacities. Our Account Executives can guide you on the nuances of this coverage, ensuring that your leadership team is adequately protected.

Electronic Equipment Insurance

In today’s digital age, businesses rely heavily on electronic equipment. This insurance covers damages to such equipment, whether it’s due to accidental drops or electrical malfunctions. Reach out to our Account Executives to ensure your tech assets are well-protected.

Employment Practices Liability Insurance

Workplace disputes can lead to legal claims. This insurance provides protection against claims related to employment practices, from wrongful termination to discrimination. Our Account Executives can help you navigate the complexities of workplace liabilities and ensure you’re covered.

Home and Contents Insurance

Protecting personal assets is just as crucial as safeguarding business ones. This insurance offers coverage for homes and their contents against a range of perils, from fires to thefts. With our enhanced policy options, our Account Executives can guide you to the best coverage for your needs.

Cyber Risk

The digital landscape is rife with threats. Cyber Risk Insurance protects businesses from cyberattacks, data breaches, and other online threats. Whether it’s a ransomware attack or data theft, our Account Executives can help you understand the importance of this coverage in today’s digital age.

Management Liability Insurance

Managing a business comes with a myriad of responsibilities and potential legal exposures. This insurance offers protection against claims arising from daily managerial activities. From health and safety investigations to employee theft, our Account Executives can provide insights into this comprehensive coverage.

Medical Malpractice Insurance

For healthcare professionals, this insurance is indispensable. It protects against claims arising from alleged medical negligence, ensuring that professionals can continue their practice without the looming threat of legal setbacks. Our Account Executives can guide healthcare providers on the best coverage options.

Strata – Residential & Commercial

Owning strata titles comes with shared responsibilities. This insurance covers common properties under strata management, ensuring that shared spaces are protected against potential damages. Whether it’s residential or commercial strata, our Account Executives can provide insights into the best coverage options.

Workers Compensation Insurance

Employers have a responsibility to protect their employees. This mandatory insurance offers coverage for workers who suffer injuries or illnesses on the job. Our Account Executives can guide businesses on the intricacies of workers’ compensation, ensuring compliance and comprehensive protection.

Equipment Breakdown (EBD) Insurance

From manufacturing machinery to office printers, equipment breakdown can disrupt operations. EBD Insurance covers damages and breakdowns of equipment, ensuring minimal downtime. Our Account Executives can guide you on how to ensure that your equipment is adequately covered, keeping your business running smoothly.

Marine Transit Insurance

Goods in transit are susceptible to damages. This insurance offers protection for goods during their transportation, whether by road, rail, or sea. From damaged goods to delivery delays, our Account Executives can help businesses navigate the complexities of transit insurance.

Pleasurecraft (Boat) Insurance

For boat enthusiasts, this insurance offers peace of mind. It covers damages to boats and potential liabilities arising from boating accidents. Whether you own a sailboat or a jet ski, our Account Executives can guide you on the best coverage options for your watercraft.

Public & Products Liability Insurance

Businesses can face claims arising from their operations or products. This insurance offers protection against such claims, ensuring that businesses can operate without the constant threat of legal setbacks. Our Account Executives can provide insights into the nuances of public and product liabilities.

Marine Hull Insurance

For larger sea-going vessels, this specialized insurance is crucial. It offers coverage for potential damages to ships and associated liabilities. Our Account Executives have expertise in marine insurance and can guide shipowners on the best coverage options.

Products Recall Insurance

Product recalls can be costly. This insurance covers expenses related to recalling products from the market, ensuring that businesses can manage recalls without significant financial setbacks. Our Account Executives can provide insights into the intricacies of product recall insurance.

Information Technology (IT) Liability Insurance

The IT sector faces unique risks. This insurance offers protection for IT service providers against claims arising from their services. From software glitches to data breaches, our Account Executives can guide IT businesses on the best coverage options.

Landlords Insurance

Property owners need protection against potential damages and tenant-related issues. This insurance offers coverage for landlords, ensuring that rental properties are safeguarded against a range of threats. Our Account Executives can guide property owners on the best insurance options for their assets.

Motor Vehicle Insurance incl Fixed & Mobile Plant

Vehicles, whether personal or for construction, need protection. This insurance offers coverage for damages to vehicles and associated liabilities. Our Account Executives can guide vehicle owners and businesses on the best coverage options for their needs.

Professional Indemnity (PI) Insurance

Professionals who offer advice or services can face claims of negligence. This insurance protects against such claims, ensuring that professionals can continue their practice without legal threats. Our Account Executives can provide insights into the importance of PI insurance for professionals.

Rural Farm Insurance

Farming comes with its own set of risks. This comprehensive insurance offers protection for farmers, covering everything from farm machinery to livestock. Our Account Executives can guide farmers on the best coverage options for their operations.

Travel Insurance

Traveling comes with uncertainties. Our travel insurance offers protection against potential travel-related setbacks, from lost baggage to medical emergencies. For a tailored travel insurance solution, please consult our Account Executives.

Trade Credit Insurance

Businesses need protection against debtor defaults. This insurance offers coverage for losses arising from unpaid invoices, ensuring that businesses can maintain cash flow. 

Office Packages

Every office has its unique set of risks, from property damages to electronic equipment breakdowns. Office Package Insurance is designed to cater to these specific needs, ensuring that businesses can operate smoothly without disruptions. Our Account Executives can help tailor a package that fits the specific needs of your office environment.

Industrial Special Risks Insurance

For businesses with significant asset values, the Industrial Special Risk (ISR) insurance provides a broad coverage tailored to address a wide range of risks. With over 200 endorsements available, our Account Executives can help design a policy that specifically caters to your business’s unique needs.

Kidnap & Ransom Insurance

In high-risk regions or for high-profile individuals, the threat of kidnapping is real. This insurance provides coverage for ransom demands and includes professional negotiation services to ensure the safe return of the kidnapped individual. Our Account Executives can discuss the sensitive nature of this coverage and its importance for those at risk.